This training is offered in the form of face-to-face training. More information

Description

Objectives

After this course, you will have a good general knowledge of bank accounts and payment instruments, their legal and regulatory framework and their specific terminology, having analysed the following in details.

With regard to bank accounts:

  • The reasons why a customer entrusts his money to a bank
  • The general conditions to be approved before opening a bank account
  • Legal capacity conditions
  • The checks that any banking institution must carry out and the documents required for opening an account (individuals and companies)
  • Types of account and types of power of attorney / mandate
  • The main accounts and services offered by a banking institution
  • The formalities to be carried out for closing an account
  • The main testamentary principles to be taken into account in an estate

With regard to payment services:

  • Legal framework et European harmonization
  • The different instruments of payment and their operational aspects 
  • Bank transfers: their peculiarities, types of beneficiaries, payment routes and new pricing provisions
  • Electronic payments: cash withdrawal cards, telephone banking, New-Multiline, e-banking
  • Cheques, domiciliations....

This module is also ideal for new bank employees. It provides an overview of all the various areas to be gone into in further depth and can thus easily constitute an introduction to banking education.

Programme
  • BANK ACCOUNTS

    • Why does the client seek a banking relationship?

    • The account

    • Opening an account (individuals)

      • Capacity

      • Interview

      • Decision to open an account

      • Refusing, freezing and closing a new relationship

  • The bank’s General Terms and Conditions

    • Documents

    • Power of attorney

    • Death of the account holder

      • Opening an account (companies)

      • Professional obligations

      • The various banking products

  • PAYMENT SERVICES

    • Systems of payment

    • Instruments of payment

      • Domiciliations

      • Bank transfers

      • Cheques

      • Cards

      • Electronic payments

        • Legal framework : harmonisation at EU level


Conditions

Training material

Please note that, for environmental reasons, no paper version of the training material will be provided for your training. The course material can be downloaded free of charge via your portal before the start of the course (download the Client Portal User’s Guide here ). You will be able to view it on the screen of your mobile device or print it if necessary. If your registration has been made by a training manager of your company, please contact him/her so that he/she can give you access to it or send it to you.

Location
Chambre de Commerce Luxembourg
7, rue Alcide de Gasperi
L-1615 Luxembourg
Luxembourg
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Sessions and schedules

Durée 1H

Lieu Chambre de Commerce Luxembourg

  • Tue 12.07.2022 08:45 à 11:45
  • Tue 20.09.2022 08:45 à 11:45
  • Tue 27.09.2022 08:45 à 11:45
  • Thu 29.09.2022 08:45 à 11:45
  • Tue 04.10.2022 08:45 à 11:45
  • Tue 11.10.2022 08:45 à 11:45
  • Tue 18.10.2022 08:45 à 11:45
  • Tue 25.10.2022 08:45 à 11:45
  • Thu 27.10.2022 08:45 à 11:45
  • Tue 08.11.2022 08:45 à 11:45
  • Tue 15.11.2022 08:45 à 11:45
  • Tue 22.11.2022 08:45 à 11:45
  • Thu 24.11.2022 08:45 à 11:45
  • Tue 29.11.2022 08:45 à 11:45
  • Tue 06.12.2022 08:45 à 11:45
  • Thu 08.12.2022 08:45 à 11:45
  • Tue 13.12.2022 08:45 à 11:45
  • Thu 15.12.2022 08:45 à 11:45